For years I’ve been going to H & R Block to have my taxes done. There were a lot of good reasons. First of all, my taxes tend to get complicated because of dividend, buying and selling stock, plus I worked in New York, but Lived in New Jersey, and when you’ve got to deal with two states that you declare stuff for one and not the other, well I just can’t be bothered. The other nice thing about H & R Block is that they do it right there, and it takes less than an hour to do all three returns. The bad thing? I usually spend about $380 for them to do it.
Since I’ve been unemployed for a year, I thought I’d save myself some money this year and do it myself. Since I haven’t done my own taxes in years, (probably twenty or so, when my life was simpler), I decided to get Turbo Tax. The cost for the deluxe version, $59.95. What a bargain, or so I thought.
I knew it only came with one state return, and you would have to pay extra for any additional states. What I didn’t know was the additional state was $39.95. In addition, although you can e-file your returns, the Federal is Free, the state is $19.95 each. And if you have questions for the tax expert, well you can tack on an additional $19.95 to ask a question.
As for the filling out the form, It took my two weeks, because I couldn’t figure out what they were asking. Sure, some questions were easy, but in general, there was five or six questions I had no clue what they were asking, and when I went to the Help Center (That doesn’t cost anything) they didn’t answer the question. In fact what ever I typed in, it kept saying “Not Found”.
After two weeks, it was done. I refused to spend another $40 to e-file the state, mostly because I had to pay New York (which I figured I would, and I was getting back only $70.00 on New Jersey). So I printed out all the forms, 38 pages worth of forms, and started to read the mail in instructions. Another joke.
The New Jersey form doesn’t show anywhere what I’m getting back, and included a homestead rebate form to be used for tenants only. I wasn’t a tenant, I owned my home. The Federal tax form was included with the new Jersey, and I’m not sure if I’m supposed to mail that with the Jersey taxes or not. It also printed out an additional Federal Tax forms, that I know needs to be mailed with about 6 different schedules. The New York return is also confusing, and I’m not sure what to mail.
Oh, and one more thing. When you finish your taxes on TurboTax, you can take a survey. When you’ve finished the survey, it sends you to a website where you can purchase the same TurboTax for half the price. First of all, why would I purchase something I already have, and second, why is it half price? A bit late to tell me about all that now.